Thomas W. Lynch

Make The Most Out Of Your Bankruptcy

Many people fear filing bankruptcy. They rightfully believe there is a stigma in just filing, never mind in going through the entire process and receiving a “Discharge". Among their concerns is that many people feel their credit rating will suffer sign... Read >

Fix Your Tax Debt And Fix Your Wellbeing

We all know about debt. Most of us have debt, and that may not be a bad thing, after all few of us can afford to buy a house without taking a mortgage. But debt can be bad when it gets out of control. Sometimes the debt is unexpected. We may suddenly rece... Read >

Ways To Deal With An IRS Debt

Most taxpayers receive a refund. But some have a balance due to the IRS or other taxing authority and the amount can vary from a manageable amount to something a bit scary. That raises the question, “What can I do about my tax debt?" The IRS and othe... Read >

How To Recover From Non-Filing Of Tax Returns

You may be surprised to learn that every year many taxpayers fail to file their return with the IRS and other taxing authorities. Sometimes this situation involves many years of unfiled returns. There are a surprising number of people in this category. ... Read >

FHA Loans - Reasons For Their Popularity

Federal Housing Administration (FHA) has been a homebuyer’s favorite since it was created by the Department of Housing and Urban Development. It was started with the purpose of helping first time buyers. FHA does not provide loans; it insures loans given ... Read >

Steps To Take When You Cosign A Loan

Cosigning on a loan or other debt is making an agreement to become jointly liable for the debt. Cosigning on behalf of another person usually means that you are using your credit to convince the lender that the loan will be paid back. You are usually equa... Read >

Know Your Rights and Tax Debt Obligations

One aspect of all laws, and tax laws in particular, is that they change. Not all laws and not all the time but it’s vital you are aware of the current law if you are considering using bankruptcy as a tool to deal with your tax debt. An appointment with a ... Read >